"4m are still in debt from last Christmas"

The above headline appeared in this morning's Metro newspaper, describing the 4million Britons who are still paying off debts from last Christmas. For some reason (and for no other reason I can assure you) this made me think of George Michael. I think that following his "Christmas" hit (?), he possibly owes a debt to society, so I have amended the lyrics in tribute to those that are currently worse off, either as a result of overspending or just as a result of Wham!!!

Last Christmas, I paid with my cards
The very next day, more interest to pay
This year, to save me from tears
I'll have to "make" something special

Last Christmas, I paid with my cards
The very next day, more interest to pay
This year, to save me from tears
I'll have to "make" something special

Once bitten and twice shy
I keep my overdraft but you still bleed me dry
Tell me Mr Banker do you recognise me?
I've changed my ID, hope it will surprise thee

(Big pile of pooh!) I wrapped it up and sent it
With a note saying "Please F*** Off" - I meant it
Now I know what a fool I've been
But if I'd paid you back I know you'd fool me again

Last Christmas etc etc